Analyst - Commercial Credit Lines

Welcome to Ally Financial, where we are committed to providing innovative financial solutions for our customers. We are currently seeking a highly motivated and detail-oriented individual to join our team as an Analyst for our Commercial Credit Lines. In this role, you will be responsible for evaluating and monitoring credit lines for our commercial clients. As an essential member of our team, you will have the opportunity to contribute to the success of our organization and make a positive impact on our customers. The ideal candidate will have a strong understanding of commercial credit principles and possess excellent analytical and communication skills. If you are passionate about finance and eager to join a dynamic and growing company, we encourage you to apply for this exciting opportunity.

1. Evaluate and monitor credit lines for commercial clients to ensure they are in compliance with company policies and procedures.
2. Conduct thorough financial analyses and risk assessments to determine creditworthiness and identify potential risks.
3. Communicate with clients and internal stakeholders to gather necessary information and provide updates on credit line statuses.
4. Prepare and present reports on credit line performance and make recommendations for improvements or adjustments.
5. Collaborate with other team members to develop and implement credit strategies and initiatives.
6. Stay up-to-date on industry trends and regulations related to commercial credit lines.
7. Work closely with colleagues in other departments, such as underwriting and collections, to coordinate credit line activities.
8. Conduct ongoing monitoring of credit line utilization and make recommendations for adjustments as needed.
9. Provide excellent customer service to clients, addressing any inquiries or concerns in a timely and professional manner.
10. Maintain accurate and organized records of credit line activities and documentation.
11. Identify and escalate any potential issues or concerns to management.
12. Adhere to company policies and procedures, as well as industry regulations and compliance standards.
13. Contribute to a positive and collaborative team environment, supporting colleagues and promoting a culture of continuous improvement.
14. Continuously seek opportunities for professional development and growth within the company.
15. Represent the company in a professional and positive manner at all times.

According to JobzMall, the average salary range for a Analyst - Commercial Credit Lines in Detroit, MI, USA is $75,000 - $90,000 per year. This may vary depending on the specific company, experience level, and other factors.

Ally Financial provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and an electronic trading platform to trade financial assets.