Welcome to Citigroup, where we are committed to empowering individuals and communities through responsible lending practices. We are currently seeking a passionate and driven Community Lending Officer to join our team and help us continue our mission of promoting financial inclusion and economic development. As a Community Lending Officer, you will play a crucial role in building relationships with our community partners and providing access to affordable financing options for individuals and small businesses in underserved areas. If you have a strong passion for making a positive impact and possess the necessary qualifications, we would love to have you on our team.
- Develop and maintain relationships with community organizations, non-profits, and local businesses to identify and address the financial needs of underserved populations.
- Collaborate with internal teams to create and implement community lending programs that align with the company's mission and values.
- Conduct outreach and educational initiatives to increase awareness of financial services and products available to the community.
- Evaluate loan applications and determine eligibility for various lending programs, ensuring compliance with company policies and government regulations.
- Provide guidance and support to clients throughout the loan application process, including assistance with completing necessary paperwork and explaining loan terms and conditions.
- Monitor loan performance and provide recommendations for adjustments or modifications as needed.
- Act as a liaison between the company and community organizations, advocating for the needs and interests of underserved populations.
- Stay up-to-date on industry trends and developments related to community lending and make recommendations for improvement and expansion of services.
- Maintain accurate records and documentation of all community lending activities.
- Represent the company at community events and networking opportunities to promote the company's commitment to responsible lending and community development.
Strong Knowledge Of Community Lending Programs And Regulations: A Community Lending Officer At Citigroup Should Possess A Deep Understanding Of Various Community Lending Programs And Regulations To Effectively Guide Clients And Ensure Compliance.
Experience In Mortgage Lending: Prior Experience In Mortgage Lending Is A Crucial Qualification For This Role. A Community Lending Officer Should Have A Strong Understanding Of The Mortgage Process And Be Able To Assist Clients In Obtaining Home Loans.
Excellent Communication And Interpersonal Skills: As A Community Lending Officer, One Will Be Required To Interact With A Diverse Group Of Individuals, Including Clients, Community Organizations, And Government Officials. Therefore, Strong Communication And Interpersonal Skills Are A Must For This Role.
Analytical And Problem-Solving Skills: A Successful Community Lending Officer Should Be Able To Analyze Complex Financial Data, Identify Potential Issues, And Propose Effective Solutions To Meet The Needs Of Clients And The Community.
Bachelor's Degree In Business, Finance, Or A Related Field: A Bachelor's Degree In A Relevant Field Is Typically Required For This Role. A Degree In Business, Finance, Or A Related Field Provides A Solid Foundation For Understanding Financial Concepts And Community Lending Practices.
Financial Analysis
Communication Skills
Networking
Market Research
customer service
Relationship Building
Compliance Knowledge
Loan origination
Sales Strategy
Credit risk assessment
Negotiation Tactics
Communication
Conflict Resolution
Emotional Intelligence
Leadership
Time management
creativity
Attention to detail
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Community Lending Officer in Austin, TX, USA is between $50,000 and $80,000 per year. This may vary depending on the specific company, level of experience, and other factors such as bonuses and benefits.
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Citigroup Inc. or Citi is an American multinational investment bank and financial services corporation headquartered in New York City. The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers Group in 1998; Travelers was subsequently spun off from the company in 2002.
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