Commercial Real Estate Underwriter

At First Citizens Bank, we are seeking a highly motivated Commercial Real Estate Underwriter to join our team. As an Underwriter, you will play a critical role in evaluating and analyzing potential commercial real estate loans, ensuring they adhere to our bank's lending policies and regulations. We are looking for someone with a strong understanding of the real estate market, excellent financial analysis skills, and a keen attention to detail. If you are passionate about real estate and have a strong background in underwriting, we invite you to apply for this exciting opportunity to be a part of our dynamic and growing team.

1. Conduct thorough evaluation and analysis of potential commercial real estate loans to determine their credit worthiness and adherence to bank policies and regulations.
2. Utilize strong knowledge of the real estate market to assess the viability and profitability of commercial real estate loan applications.
3. Collaborate with loan officers and other team members to gather necessary information and documentation for loan underwriting.
4. Ensure all loan files are complete and accurate, with all necessary documentation and information.
5. Review and analyze financial statements, tax returns, and other relevant financial information to determine the risk associated with each loan.
6. Identify and communicate potential risks or concerns related to loan applications to management.
7. Stay updated on changes in lending policies and regulations, and ensure all loans adhere to these guidelines.
8. Maintain accurate and organized records of all loan underwriting activities and decisions.
9. Provide clear and concise recommendations on loan approvals or denials to management.
10. Communicate effectively with loan officers, borrowers, and other stakeholders regarding loan decisions and any additional information needed.
11. Participate in ongoing training and development to stay current with industry trends and best practices in commercial real estate underwriting.
12. Uphold the bank's commitment to providing exceptional customer service while maintaining a high level of professionalism and integrity.
13. Collaborate with other departments within the bank, such as credit risk and legal, to ensure a thorough and efficient loan underwriting process.
14. Contribute to a positive and collaborative team culture by sharing knowledge, providing support, and promoting a strong work ethic.

According to JobzMall, the average salary range for a Commercial Real Estate Underwriter in Raleigh, NC, USA is between $77,000 and $125,000 per year. This can vary depending on the specific company, experience level, and other factors.

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina. Its primary subsidiary is First Citizens Bank.