Credit Manager

Kotak Mahindra Bank is seeking an experienced and highly-motivated Credit Manager to join our team. The successful candidate will be responsible for managing credit risk and developing strategies to reduce our exposure while maximizing returns. We are looking for an individual with excellent analytical and organizational skills, who can think strategically and anticipate future trends. The ideal candidate should have a Bachelor’s degree in Finance, Accounting, Business, Economics or a related field with experience working in credit analysis or risk management in a banking environment. They should have a strong understanding of risk management concepts and a comprehensive knowledge of banking regulations and credit policies. The candidate should also have excellent communication and interpersonal skills and the ability to work independently with minimal supervision. If you are looking for a challenging and rewarding opportunity to join a fast-paced and dynamic environment, we would love to hear from you!

Responsibilities:

1. Manage credit risk and develop strategies to reduce exposure while maximizing returns.
2. Analyze and review loan applications to assess credit worthiness of potential borrowers.
3. Monitor credit portfolios to ensure compliance with internal and external policies and regulations.
4. Develop and implement policies, procedures, and processes related to credit risk management.
5. Monitor and report on the risk performance of the loan portfolio.
6. Maintain and update credit risk models and related documentation.
7. Identify and monitor trends and emerging risks in the loan portfolio.
8. Develop and manage relationships with internal and external stakeholders.
9. Analyze and report on credit risk trends and emerging risks to senior management.
10. Provide training and guidance to junior staff on credit risk management.

According to JobzMall, the average salary range for a Credit Manager in Surat, Gujarat, India is between ₹367,734 and ₹903,250 per year.

Kotak Mahindra Bank Ltd. provides commercial banking services. It operates through the following segments: Treasury, Investments & Balance Sheet Management Unit, Retail Banking, Wholesale Banking, Vehicle Financing, Broking, Advisory & Transactional Services, Asset Management, and Insurance.