
Mortgage Underwriter
The Senior Mortgage Underwriter is responsible for the evaluation of the borrower(s) overall creditworthiness. Maintain daily pipeline management and team SLAs. Meet all quality metrics as communicated by management Sustain proficiency in all investor and company guidelines. Ensure adherence to policies, guidelines and procedures as well as compliance regulations (HMDA, TILA, RESPA, HOEPA, FCRA and ECOA) and credit guidelines Assist with renegotiation of loans base on credit guidelines. Analyze and review financial statements, credit reports and all other applicable documentation in order to render a firm underwriting decision. Ensure achievement and maintenance of performance standards to keep loans flowing into appropriate loan operations queues. Coordinate with other Mortgage Loan Operations contacts to ensure work distribution and pipeline managers provide optimal service level agreements.
FHA DE license required
Thorough understanding of Government (FHA, VA) and Conventional (Fannie Mae, Freddie Mac)
The ability to motivate and encourage team and peers
Strong organizational skills to manage multiple priorities and meet deadlines in a fast-paced work environment
Documentation
Time Management
Analytical skills
Underwriting processes skills
Review financial statements skills
Verbal communication
written communication
Self-Driven
Detail Oriented and Organized
Result Driven
According to JobzMall, the average salary range for a Mortgage Underwriter in 2000 Hyperion Ave, Los Angeles, CA 90026, USA is $71,205 - $102,156.
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