Truist Financial

Indirect Auto Underwriter

Truist Financial

Charlotte, NC, USA
Full-TimeDepends on ExperienceMid-LevelBachelors
Job Description

Are you a skilled underwriter with a passion for the automotive industry? Do you thrive in a fast-paced, dynamic work environment? Truist Financial is seeking an experienced Indirect Auto Underwriter to join our team. In this role, you will have the opportunity to utilize your expertise in underwriting to support and grow our indirect auto lending portfolio. We are looking for a dedicated and driven individual who is committed to delivering exceptional customer service and maintaining compliance with industry regulations. If you possess strong analytical skills, attention to detail, and a desire to make a positive impact, we encourage you to apply for this exciting opportunity.

  1. Conduct thorough and accurate credit analysis to assess risk and determine loan eligibility for indirect auto lending portfolio.
  2. Utilize knowledge of industry trends and regulations to make informed decisions and ensure compliance.
  3. Collaborate with sales and operations teams to develop and maintain strong relationships with dealerships and customers.
  4. Communicate effectively with internal and external stakeholders to provide timely and efficient service.
  5. Continuously monitor and evaluate loan portfolio performance to identify areas for improvement and implement strategies to mitigate risk.
  6. Maintain detailed and accurate records of underwriting decisions and processes.
  7. Stay updated on industry developments and best practices to enhance underwriting procedures and contribute to the growth of the business.
  8. Provide exceptional customer service by responding promptly and professionally to inquiries and concerns.
  9. Participate in training and development activities to stay current on underwriting guidelines and procedures.
  10. Collaborate with team members to ensure timely and accurate completion of tasks and achieve departmental goals.
Where is this job?
This job is located at Charlotte, NC, USA
Job Qualifications
  • Bachelor's Degree In Finance, Business Administration, Or Related Field

  • Minimum Of 3-5 Years Of Experience In Indirect Auto Underwriting

  • Strong Understanding Of Auto Financing Industry, Including Credit Risk Evaluation And Lending Regulations

  • Excellent Analytical And Decision-Making Skills

  • Proven Track Record Of Meeting Underwriting Targets And Maintaining Low Delinquency Rates.

Required Skills
  • Financial Analysis

  • Communication Skills

  • Time Management

  • Negotiation skills

  • Attention to detail

  • Credit Analysis

  • Risk assessment

  • Regulatory compliance

  • Problem-Solving

  • Decision-Making

  • Underwriting Guidelines

Soft Skills
  • Communication

  • Conflict Resolution

  • Emotional Intelligence

  • Leadership

  • Time management

  • Interpersonal Skills

  • creativity

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Indirect Auto Underwriter in Charlotte, NC, USA is between $49,000 and $73,000 per year. This range can vary depending on the specific company and level of experience of the individual. Some factors that may affect the salary range include education, certifications, and additional skills or experience.

Additional Information
Truist Financial is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedMarch 6th, 2024
Apply BeforeMay 22nd, 2025
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About Truist Financial

Truist Financial Corporation is an American bank holding company headquartered in Charlotte, North Carolina. The company was formed in December 2019 as the result of the merger of BB&T and SunTrust Banks.

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