Community Mortgage Lending Officer
Welcome to Citi, a leading global bank that strives to empower people to prosper and help communities thrive. We are currently seeking a Community Mortgage Lending Officer to join our team and make a meaningful impact in the lives of our customers and the communities we serve. As a Community Mortgage Lending Officer, you will have the opportunity to build relationships with clients, assess their mortgage needs, and provide them with tailored lending solutions. We are looking for a highly motivated individual with a passion for community development and a strong understanding of the mortgage industry. If you are driven, customer-focused, and eager to make a difference, we invite you to apply for this exciting opportunity at Citi.
- Build and maintain relationships with clients to understand their mortgage needs and provide tailored lending solutions.
- Identify and target potential customers in local communities to increase mortgage lending business.
- Evaluate and analyze customers' financial information and creditworthiness to determine eligibility for mortgage loans.
- Collaborate with internal teams to ensure efficient and timely processing of mortgage applications.
- Stay up-to-date with market trends and changes in mortgage industry regulations.
- Educate and inform clients about various mortgage options and guide them through the application and approval process.
- Conduct community outreach and networking activities to promote Citi's mortgage lending services.
- Act as a subject matter expert on community development and provide guidance on potential lending opportunities.
- Ensure compliance with all applicable laws, regulations, and policies related to mortgage lending.
- Maintain accurate and thorough records of all client interactions, applications, and loan decisions.
- Meet or exceed assigned mortgage lending targets and goals.
- Continuously strive to enhance the customer experience and build long-term relationships with clients.
- Represent Citi in a professional and positive manner at all times.
- Collaborate with other departments and teams within Citi to support overall business objectives.
- Adhere to Citi's code of conduct and ethical standards in all job responsibilities.
Degree In Finance Or Related Field: A Community Mortgage Lending Officer At Citi Should Have A Minimum Of A Bachelor's Degree In Finance, Economics, Or A Related Field. This Educational Background Will Provide The Necessary Knowledge And Skills To Understand The Complexities Of The Mortgage Lending Industry.
Experience In Mortgage Lending: Candidates For This Position Should Have At Least 2-3 Years Of Experience In Mortgage Lending. This Could Include Roles Such As Loan Officer, Underwriter, Or Processor. Having Experience In The Mortgage Industry Will Help The Candidate Understand The Intricacies Of The Job And Be Able To Effectively Serve Clients.
Knowledge Of Local Community: Citi's Community Mortgage Lending Officers Work Closely With Local Communities To Provide Access To Affordable Housing. Therefore, Having Knowledge Of The Local Community, Including Its Demographics, Housing Market, And Economic Trends, Is Crucial For This Role. Candidates With Prior Experience Working In The Community Or Who Have Strong Ties To The Local Area Will Be Preferred.
Strong Communication And Interpersonal Skills: As A Community Mortgage Lending Officer, The Candidate Will Be Working With A Diverse Group Of Clients, Including First-Time Homebuyers And Low-Income Families. Therefore, Strong Communication And Interpersonal Skills Are Essential To Effectively Communicate Complex Financial Information And Build Trust With Clients.
Understanding Of Regulatory Requirements: Mortgage Lending Is A Highly Regulated Industry, And Citi Expects Its Community Mortgage Lending Officers To Have A Thorough Understanding Of All Relevant Regulations And Compliance Requirements. Candidates With Previous Experience In A Regulated Financial Institution Or Who Have Completed Relevant Training Courses Will Be Highly Preferred.
Financial Analysis
Communication Skills
Market Research
Time Management
Negotiation skills
customer service
Relationship Management
Credit Analysis
Compliance Knowledge
Loan origination
Sales Techniques
Communication
Conflict Resolution
Emotional Intelligence
Leadership
Time management
creativity
Organization
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Community Mortgage Lending Officer in O'Fallon, MO, USA is $44,000-$70,000 per year. However, this can vary depending on the specific company, experience, and qualifications of the individual. Additionally, bonuses and commission may also factor into overall compensation for this position.
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Citigroup, Inc. is a global financial services holding company specializes in banking and financial solutions. It offers a range of products and services among individuals, corporations, governments and institutions such as savings, checking, online banking, individual retirements accounts, credit cards; personal, student, and commercial real estate loans, cash management services, home equity, and bill consolidation, as well as online banking services, cash management, transactions, trade, securities, and fund services.
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