First Horizon

Credit Analyst

First Horizon

Memphis, TN, USA
Full-TimeDepends on ExperienceMid-LevelBachelors
Job Description

At First Horizon, we are looking for a Credit Analyst who will be responsible for analyzing credit data and financial statements of individuals or companies in order to determine the degree of risk involved in extending credit. The ideal candidate should possess a strong financial background, exceptional analytical skills, and be able to effectively communicate findings. If you are an organized, detail-oriented individual with excellent problem-solving abilities, we want to hear from you!

Responsibilities:

• Assess creditworthiness of potential customers by analyzing financial data and credit reports

• Monitor existing customer accounts to ensure compliance with payment terms

• Recommend credit limits and terms for each customer

• Evaluate customer financial information to determine risks and identify solutions

• Prepare credit analysis reports and present findings to senior management

• Maintain up-to-date knowledge of credit regulations and industry trends

• Provide recommendations on credit policies and procedures

• Respond to credit inquiries from customers or third parties

• Develop and maintain relationships with key stakeholders including customers, banks, and other external partners

Where is this job?
This job is located at Memphis, TN, USA
Job Qualifications
  • Strong Analytical Skills

  • Proficient In Excel And Other Financial Software

  • Ability To Assess Creditworthiness Of Potential Borrowers

  • Knowledge Of Banking Regulations

  • Excellent Written And Verbal Communication Skills

  • Ability To Identify And Assess Risk

  • Bachelor's Degree In Finance

  • Economics

  • Or Accounting

Required Skills
  • Financial Analysis

  • Data Analysis

  • Financial Modeling

  • Credit Analysis

  • Risk Analysis

  • Credit risk

  • Portfolio Management

  • Credit Policies

  • Regulatory compliance

  • Credit Underwriting

  • Documentation review

  • Credit Scoring

  • Credit Portfolio

  • Credit Reports

  • Account Monitoring

Soft Skills
  • Communication

  • Leadership

  • Time management

  • Interpersonal Skills

  • self-motivation

  • Organizational skills

  • Creative Thinking

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Credit Analyst in Memphis, TN, USA is $46,750 - $66,500 per year. This range may vary depending on the size of the company, the experience and qualifications of the individual, and the industry they are working in.

Additional Information
First Horizon is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedJune 27th, 2023
Apply BeforeMay 1st, 2025
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About First Horizon

First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee.

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