First Horizon

Mortgage Loan Officer

First Horizon

Chattanooga, TN, USA
Full-TimeDepends on ExperienceMid-LevelBachelors
Job Description

At First Horizon, we are looking for a motivated and experienced Mortgage Loan Officer to join our team. Our ideal candidate is an excellent communicator, organized, and detail-oriented with a proven track record of success in loan origination. The Mortgage Loan Officer is responsible for managing the entire loan process from origination to closing, ensuring that all documents are accurate and in compliance with federal regulations.The successful candidate will have a minimum of two years of experience in loan origination, be knowledgeable of current loan laws and regulations, and have excellent customer service skills. The ability to work in a fast-paced environment and juggle multiple tasks is essential. An understanding of the local real estate market and the willingness to build relationships with real estate agents, builders, and other referral sources is also preferred.If you have a passion for assisting customers with their financial dreams and possess the necessary skills and qualifications, we'd love to hear from you!

Responsibilities:

  1. Originate loans by gathering and analyzing customer financial information.
  2. Ensure all documents are accurate and comply with federal regulations.
  3. Review loan applications and supporting documentation for completeness and accuracy.
  4. Maintain customer relationships as well as build new ones with real estate agents, builders, and other referral sources.
  5. Keep up to date with local real estate market and current loan laws and regulations.
  6. Offer sound financial advice to customers on the best loan products available.
  7. Manage the loan process from origination to closing.
  8. Handle customer inquiries, complaints, and requests in a timely and professional manner.
  9. Remain organized and detail-oriented while working in a fast-paced environment.
  10. Monitor loan progress and ensure timely closing of the loan.
Where is this job?
This job is located at Chattanooga, TN, USA
Job Qualifications
  • Proven Track Record In Sales

  • Strong Interpersonal And Communication Skills

  • Knowledge Of Lending Regulations And Compliance

  • Ability To Remain Professional Under Pressure

  • Ability To Work Independently And Make Decisions

  • Ability To Build Relationships And Maintain Customer Loyalty

  • Ability To Analyze Financial Data And Credit Reports

  • Familiarity With The Local Real Estate Market

Required Skills
  • Documentation

  • Financial Analysis

  • Underwriting

  • Networking

  • Sales

  • Negotiation

  • customer service

  • Compliance

  • Analytics

  • Risk assessment

  • Processing

  • Problem-Solving

  • Regulatory Knowledge

  • Origination

  • Credit Assessment

Soft Skills
  • Communication

  • Leadership

  • Problem Solving

  • Time management

  • Interpersonal Skills

  • creativity

  • Organization

  • flexibility

  • Teamwork

  • Adaptability

Compensation

According to JobzMall, the average salary range for a Mortgage Loan Officer in Chattanooga, TN, USA is between $39,000 and $63,000 per year. Salaries can vary based on experience, education, industry, and other factors.

Additional Information
First Horizon is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedJune 27th, 2023
Apply BeforeMay 22nd, 2025
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About First Horizon

First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee.

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