Lead Credit Risk Analyst

As a Lead Credit Risk Analyst at HSBC, you will play a crucial role in shaping the credit risk strategies for one of the world's largest and most respected financial institutions. In this dynamic and challenging position, you will have the opportunity to utilize your expertise in credit risk analysis to drive profitable growth and mitigate risk across a diverse portfolio of products and customers. We are seeking a highly skilled and experienced professional who is passionate about making a positive impact in the financial industry and driven to deliver results. If you have a strong analytical mindset, exceptional problem-solving skills, and a deep understanding of credit risk management, we encourage you to apply for this exciting opportunity.

1. Develop and implement credit risk strategies for various products and customer segments, in alignment with HSBC's overall risk appetite and business objectives.
2. Conduct in-depth analysis of credit risk data, trends, and portfolio performance to identify potential risks and opportunities for improvement.
3. Provide guidance and recommendations to senior management on credit risk management strategies and initiatives.
4. Collaborate with cross-functional teams, including risk, finance, and business units, to ensure a holistic approach to credit risk management.
5. Monitor and assess the effectiveness of existing credit risk policies and procedures, and make recommendations for enhancements or changes as needed.
6. Stay updated on industry trends, regulatory changes, and best practices in credit risk management to continuously improve the bank's risk management framework.
7. Develop and maintain strong relationships with internal stakeholders, external partners, and regulatory bodies to ensure compliance and effective risk management.
8. Coach and mentor junior analysts on credit risk analysis techniques and best practices.
9. Conduct regular portfolio reviews and stress testing to assess and mitigate potential risks.
10. Prepare and present reports and presentations on credit risk performance to senior management and other stakeholders.
11. Identify and implement process improvements and automation to enhance efficiency and effectiveness of credit risk management processes.
12. Collaborate with technology teams to develop and enhance credit risk models and tools.
13. Act as a subject matter expert on credit risk management and provide guidance and support to other teams within the organization.
14. Proactively identify and address potential issues or concerns related to credit risk management.
15. Ensure compliance with all applicable laws, regulations, and internal policies related to credit risk management.

According to JobzMall, the average salary range for a Lead Credit Risk Analyst in New York, NY, USA is $110,000 - $140,000 per year. This can vary depending on the specific company, years of experience, and skills of the individual.

HSBC Holdings Plc operates as a holding company for the HSBC Group. It provides banking and financial services through four global businesses, including Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets and Global Private Banking. The company's operating segments are organized into six geographical regions, including Europe, Hong Kong, Rest of Asia Pacific, Middle East and North Africa, North America and Latin America.