HSBC

Senior Credit Risk Analyst

HSBC

Birmingham, UK
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

Welcome to HSBC, a global leader in banking and financial services. We are currently seeking a highly skilled and experienced Senior Credit Risk Analyst to join our team. As a Senior Credit Risk Analyst, you will play a key role in ensuring the accuracy and effectiveness of our credit risk assessment processes. With your expertise and attention to detail, you will help us mitigate potential financial risks and protect our customers' interests. If you are a motivated and analytical individual with a strong background in credit risk analysis, we invite you to apply for this exciting opportunity at HSBC.

  1. Conduct thorough and accurate credit risk assessments for potential and existing customers.
  2. Analyze financial data, credit reports, and other relevant information to determine creditworthiness and potential risks.
  3. Develop and maintain credit risk models and methodologies to assist in decision-making processes.
  4. Collaborate with various departments and stakeholders to ensure alignment and consistency in credit risk assessment processes.
  5. Identify and mitigate potential financial risks by providing recommendations and strategies to improve credit risk management.
  6. Monitor and evaluate the effectiveness of credit risk management strategies and make adjustments as necessary.
  7. Stay updated on industry trends and regulations related to credit risk management.
  8. Communicate credit risk analysis findings and recommendations to senior management and other key stakeholders.
  9. Train and mentor junior credit risk analysts to develop their skills and knowledge.
  10. Uphold the highest level of professionalism and ethical standards in all credit risk assessment processes.
Where is this job?
This job is located at Birmingham, UK
Job Qualifications
  • Bachelor's Degree In Finance, Accounting, Economics, Or A Related Field.

  • Minimum Of 5 Years Experience In Credit Risk Analysis, Preferably In The Banking Or Financial Industry.

  • Strong Analytical Skills And Ability To Interpret Complex Financial Data.

  • Familiarity With Credit Risk Assessment Models And Methodologies.

  • Excellent Communication And Interpersonal Skills, With The Ability To Effectively Present Findings And Recommendations To Senior Management.

Required Skills
  • Data Analysis

  • Financial Modeling

  • Credit Analysis

  • Portfolio Management

  • Risk assessment

  • Regulatory compliance

  • Credit Underwriting

  • Credit Risk Management

  • Credit Policy Development

  • Credit Risk Reporting

  • Credit Risk Monitoring

Soft Skills
  • Communication

  • Conflict Resolution

  • Leadership

  • Time management

  • Interpersonal Skills

  • creativity

  • Attention to detail

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Senior Credit Risk Analyst in Birmingham, UK is between £40,000-£60,000 per year. However, this can vary depending on factors such as the company, experience, and qualifications of the individual. Some senior credit risk analysts may earn higher salaries, up to £80,000 per year or more, depending on their level of expertise and the industry they work in.

Additional Information
HSBC is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedApril 10th, 2025
Apply BeforeMay 22nd, 2025
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About HSBC

HSBC Holdings Plc operates as a holding company for the HSBC Group. It provides banking and financial services through four global businesses, including Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets and Global Private Banking. The company's operating segments are organized into six geographical regions, including Europe, Hong Kong, Rest of Asia Pacific, Middle East and North Africa, North America and Latin America.

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