Senior Mortgage Underwriter

As a Senior Mortgage Underwriter at HSBC, you will play a crucial role in our mission to provide exceptional financial services to our clients. We are seeking a highly skilled and experienced individual who is passionate about utilizing their expertise in the mortgage industry to help our customers achieve their dream of homeownership. With your strong analytical skills, attention to detail, and ability to assess risk, you will play a key role in ensuring the accuracy and efficiency of our mortgage underwriting process. If you are looking for a challenging and rewarding career opportunity with a globally recognized bank, we invite you to apply for this Senior Mortgage Underwriter position at HSBC.

1. Conduct thorough and accurate reviews of mortgage loan applications to determine creditworthiness and adherence to HSBC's lending standards.
2. Utilize knowledge of mortgage underwriting guidelines and regulations to make sound lending decisions and mitigate risk.
3. Communicate with loan officers, borrowers, and other stakeholders to obtain necessary information and clarify any discrepancies.
4. Analyze financial documents and credit reports to assess borrower's ability to repay the loan and identify potential red flags.
5. Ensure compliance with all applicable laws, regulations, and internal policies.
6. Provide guidance and support to junior underwriters and assist with complex loan applications.
7. Work closely with other departments, such as loan processing and closing, to ensure timely and accurate completion of loan files.
8. Keep up-to-date with industry trends, changes in regulations, and market conditions to continuously improve lending practices.
9. Collaborate with sales and marketing teams to identify potential business opportunities and make recommendations for product development.
10. Maintain high levels of customer service by promptly responding to inquiries and providing clear and concise explanations of underwriting decisions.
11. Participate in trainings and professional development opportunities to enhance skills and knowledge.
12. Uphold HSBC's values and represent the company in a professional and ethical manner.

According to JobzMall, the average salary range for a Senior Mortgage Underwriter in New York, NY, USA is between $78,000 and $118,000 per year. However, this can vary depending on the specific company, location, and individual qualifications and experience. Some senior mortgage underwriters may earn higher salaries, up to $150,000 or more, while others may earn less than the average range.

HSBC Holdings Plc operates as a holding company for the HSBC Group. It provides banking and financial services through four global businesses, including Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets and Global Private Banking. The company's operating segments are organized into six geographical regions, including Europe, Hong Kong, Rest of Asia Pacific, Middle East and North Africa, North America and Latin America.