Credit Specialist

"Are you a detail-oriented and analytical individual with a passion for finance? Are you looking for an opportunity to use your expertise to make an impact in a global organization? UBS is seeking a Credit Specialist to join our team and help manage our clients' credit exposure. In this role, you will have the opportunity to work with a diverse portfolio of clients and collaborate with other financial professionals to provide strategic solutions. If you have a strong understanding of credit risk and the drive to succeed in a fast-paced environment, we want to hear from you. Join us at UBS and take your career to new heights."

1. Conduct credit analysis and underwriting for new and existing clients to assess credit risk and determine appropriate credit limits.
2. Monitor and manage credit exposure for a diverse portfolio of clients, ensuring compliance with internal policies and regulatory requirements.
3. Collaborate with internal teams, including Relationship Managers and Risk Management, to develop and implement strategic credit solutions for clients.
4. Stay up-to-date on industry trends and market conditions to inform credit decisions and identify potential risks.
5. Utilize financial models and tools to assess creditworthiness and make recommendations for credit approval or denial.
6. Communicate credit decisions and recommendations effectively to internal stakeholders and clients.
7. Conduct regular credit reviews and monitor ongoing credit risk for assigned clients.
8. Identify and escalate potential credit issues or concerns to senior management as needed.
9. Maintain accurate and organized credit files and documentation for assigned clients.
10. Continuously improve and optimize credit processes and procedures to increase efficiency and effectiveness.
11. Participate in training and development opportunities to enhance knowledge and skills in credit risk management.
12. Adhere to all relevant laws, regulations, and internal policies related to credit risk management.
13. Represent the organization in a professional and ethical manner at all times.
14. Collaborate with other team members to achieve team goals and meet departmental objectives.
15. Actively contribute to a positive and inclusive work environment.

According to JobzMall, the average salary range for a Credit Specialist in New York, NY, USA is $40,000-$75,000 per year. However, this can vary depending on the specific company, experience, and other factors. Some Credit Specialists may earn more than $75,000 per year, while others may earn less than $40,000 per year.

UBS is a global firm providing financial services in over 50 countries. The company provides wealth management, asset management, and investment banking services for private, corporate, and institutional clients worldwide.